What Really Matters
Buying a home? The process can be stressful. A home inspection
is supposed to give you peace of mind, but often has the
opposite effect. You will be asked to absorb a lot of
information in a short time. This often includes a written
report, checklist, photographs, environmental reports and what
the inspector himself says during the inspection. All this
combined with the seller's disclosure and what you notice
yourself makes the experience even more overwhelming. What
should you do?
Relax. Most of your inspection will be maintenance
recommendations, life expectancies and minor imperfections.
These are nice to know about. However, the issues that really
matter will fall into four categories:
- Major defects. An example of this would be a structural failure.
- Things that lead to major defects. A small roof-flashing leak, for example.
- Things that may hinder your ability to finance, legally occupy or insure the home.
- Safety hazards, such as an exposed, live buss bar at the electric panel.
Anything in these categories should be addressed. Often a
serious problem can be corrected inexpensively to protect both
life and property (especially in categories 2 and 4).
Most sellers are honest and are often surprised to learn of
defects uncovered during an inspection. Realize that sellers
are under no obligation to repair everything mentioned in the
report. No home is perfect. Keep things in perspective. Do
not kill your deal over things that do not matter. It is
inappropriate to demand that a seller address deferred
maintenance, conditions already listed on the seller's
disclosure or nit-picky items.



